CreditReport.com
Free Credit Scores and Online Credit Reports
Get your free credit scores and online credit reports at CreditReport.com. Get access to your credit score for 60 days and credit monitoring with email alerts.
Free Credit Score and Online Credit Reports
Get a free credit score with your free trial of our credit monitoring service. We provide daily monitoring of your reports from Equifax, TransUnion, and Experian for new credit applications, changes to your name or address, and potential negative activity. During your free trial, you’ll also receive:
* Access to your free credit scores for 60 days
* Analysis of your credit history
* Email alerts when your credit history changes
Why Your Credit Score Matters
You have three credit scores, one from each credit bureau. Each one is slightly different, but all three play a very important role in your financial life. Your credit scores determine the amount credit lenders will make available to you and the interest rates and payments on mortgages, credit cards, auto loans, insurance policies, and more.
The Difference Between Credit Reports and Credit Scores
A credit report is a detailed history of the loans you’ve received and credit cards you’ve used. If you’ve had collections, they may also appear on any of the reports. For each account, the report shows your payment history, current balance, credit limit, the date the account was opened, and whether the account is open or closed.
A credit score is a three digit number based on the information in your credit report. The bureaus factor in the number of years you’ve had credit, how much of your available credit you’re currently using, whether you’ve recently made any late payments, and how recently you’ve had any negative actions or credit applications.
Why Your Credit Report Matters
First, your credit score is based on your credit report. Any incorrect information could reduce your score. A lower credit score can cause your interest rates to rise or you could be denied credit. Your credit report also lists past addresses and employers. Inaccuracies could slow loan processing.
A credit report is often the first place people detect identity theft. By regularly monitoring your credit, you can reduce the damage from credit fraud.
Order Your Free Credit Score
Order your free credit score today! Try our credit monitoring service free for 7 days. You can cancel at any time.
You can also choose to instantly view your 3-in-1 merged credit reports from the three national credit bureaus: Experian, Equifax, and Transunion.
A Note on Annual Free Credit Reports:
Under federal law you have the right to receive a free credit report from each of the three nationwide consumer reporting agencies once every 12 months. A free credit score is not included.
CreditReport.com is a pioneer and industry leader on the field of Consumer Credit Information Management (CCIM). Since 1996 we have helped millions of consumers to better manage and protect their credit so that decisions creditors and others make about them are based on accurate information.
We are authorized to provide consumers with access to their credit reports at the three national credit bureaus: Equifax, Experian and TransUnion, and we do so 24 hours a day, every day of the year. We are continually seeking to push the envelope to provide consumers with innovative tools that give consumers every possible advantage to successfully navigate through the confusing credit industry.
Through our credit-related services consumers are able to review their credit reports and score, monitor their credit at all three bureaus, receive automatic email alerts when their credit report or score changes and submit disputes when they spot an error in their credit report.
We believe the potential for this industry is limited only by our own creativity—something that has never been in short supply at CreditReport.com.
Our mission is to provide state-of-the-art solutions that empower consumers with the most accurate and up-to-date personal financial information available in a manner that is both convenient and cost effective. We are committed to leveling the playing field between consumer and creditor to create a truly efficient market for the consumption of credit.
CreditReport.com is a product of Mighty Net, Inc. Mighty Net is headquartered in the Los Angeles suburb of Calabasas, California. We specialize in the research, development and implementation of internet based consumer products for credit information and identity theft monitoring.
© 1996-2010 Mighty Net, Inc. All rights reserved. CreditReport.com is a trademark of Mighty Net, Inc.
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